Checking Accounts

Checking accounts are your financial tool to manage your money on a daily basis. Establish a flexible account that can be easily accessed at any time. Enjoy the convenience of 24-hour banking with Bluestem National Bank's 24 Hour Access line or internet banking. Use a Visa debit card to access your accounts at any ATM location or wherever VISA® debit cards are accepted.

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Find an account!

NOW Account Super NOW Account
Money Market Student Checking
Bluestem Basic Bluestem Classic
Bluestem Deluxe  

Now Account
  • $500 Initial Deposit
  • Interest earned - Click Here for Current Rates
  • Interest will be compounded monthly and credited to your account monthly
  • Keep average daily balance of $500 to avoid the $5.00 service fee which will be imposed if the balance falls below that amount.
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Super Now Account
  • $1000 Initial Deposit
  • Interest earned - Click Here for Current Rates
  • Interest will be compounded monthly and credited to your account monthly
  • Keep average daily balance of $500 to avoid the $5.00 service fee which will be imposed if the balance falls below that amount.
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Money Market
  • $1000 Initial Deposit
  • Interest earned - Click Here for Current Rates
  • Interest will be compounded monthly and credited to your account monthly
  • Keep average daily balance of $500 to avoid the $5.00 service fee which will be imposed if the balance falls below that amount.
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Student Checking (Under age 22)
  • No minimum balance
  • No service fees charged until age 22
  • One box of imprinted checks included at no charge
  • This account does not earn interest
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Bluestem Basic
  • $100 Initial Deposit
  • Average daily balance falls below $101.00 - Service charge of $5.00
  • Average daily balance at least $101.00 but less then $201.00 - Service charge of $4.00
  • Average daily balance at least $201.00 but less then $301.00 - Service charge of $3.00
  • Average daily balance at least $301.00 but less then $401.00 - Service charge of $2.00
  • Average daily balance over $401.00 or more - No Service charge
  • Individuals age 60 or older are exempt from the service charge
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Bluestem Classic
  • $100 Initial Deposit
  • Keep average daily balance of $100 to avoid the $7.00 service fee
  • Interest will be compounded monthly and credited to your account monthly
  • Interest earned - Click Here for Current Rates
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Bluestem Deluxe
  • $50 Initial Deposit
  • No Minimum Balance
  • A membership fee of $5 will be charged each calendar month
  • Interest will be compounded monthly and credited to your account monthly
  • Interest earned - Click Here for Current Rates
  • Two boxes of checks/per year
  • Free Safe Deposit Box (1 yr.)
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